Member FDIC · Online since 2014
Open a fee-free checking or savings account in minutes, move money the moment you need to, and see exactly where every dollar went — no fine print, no surprises.
No minimum balance · FDIC insured up to $250,000
What you get
Four accounts, one dashboard. No branch visits, no paperwork you have to chase down yourself.
Open a fee-free checking account or a savings account that actually pays you — both from the same dashboard.
Send money to another bank in minutes, not business days, and get a receipt the moment it clears.
Spin up a virtual card for a single subscription or a single trip, and shut it off the moment you're done with it.
Set a savings goal, watch the balance climb, and know exactly how close you are without doing the math.
Getting started
No branch visit, no paperwork to mail in, no waiting on a card to arrive before you can use your account.
Give us a name, an email, and a password. We verify your identity with a one-time code sent straight to your inbox.
Link an existing bank account or set up direct deposit with your employer. Your balance updates the moment funds land.
Send transfers, spin up a virtual card, or set a savings goal — all from the same dashboard, no extra sign-up required.
Accounts
Switch or add accounts any time from your dashboard — nothing here locks you in.
Security
From account holders
"Setting up my business account took less than five minutes. The verification system is incredibly fast and secure."
"I moved my savings over after my old bank charged me a fee just to look at my own money. Never looked back."
"The virtual cards alone are worth it. I open one for every free trial and never get surprise-charged again."
Questions
Yes. Deposits are FDIC insured up to $250,000 per depositor, per account category — the same protection you'd get at any traditional bank.
No. Checking and savings accounts have no monthly maintenance fee and no minimum balance requirement.
Most transfers to other banks clear within minutes. You'll get a receipt the moment a transfer clears, not a day later.
Just a full name, an email address, and a password to get started — identity verification happens over email with a one-time code.
Yes. Our support team is reachable by phone or email, and every account move that touches money requires a separate transaction PIN for extra protection.
Ready when you are
No branch visit, no paperwork to mail in, no waiting for a card in order to start. Just a name, an email, and a password.
Open an Account